Built to finance residential investment property — and nothing else
Capital 26 is a direct private lender. We make lending decisions in-house, fund our own loans, and do one thing well: finance 1-4 unit residential investment properties for real estate investors nationwide.
We started Capital 26 because investors deserve a lender that acts like a partner — fast, direct, and plain-spoken — without the urgency gimmicks of the hard-money industry. Every decision is made in-house, every loan is funded by us, and every borrower talks to a real advisor who understands their deal.
12+
Years in business
$1.4B+
Loans funded
44
States served
2,800+
Deals closed
Make institutional-grade capital feel like a partnership
We believe the way capital is delivered matters as much as the terms. Calm, direct, and competent — so investors can focus on the deal, not the drama.
Direct & in-house
We fund our own loans and make every decision in-house. No brokers, no relays, no passing your file around.
Specialists only
We only finance 1-4 unit residential investment property. That focus makes us faster and more accurate.
Nationwide reach
Lending across 44 states, so your financing follows your portfolio — wherever you invest.
Editorial standards
Our resources and educational content are written and reviewed by our underwriting and originations team. We cite current market data, disclose the limits of our guidance, and update content as lending conditions change — so investors can trust what they read.
Ready to fund your next deal?
Apply in minutes — no upfront fees, no hard credit pull. Get a term sheet from a direct lender, usually within 24 hours.