Trust, built into the structure — not the marketing
When you're trusting a lender with a major transaction, the difference is structural: who funds the loan, where the decision is made, and whether the people are real. Here's what makes Capital 26 different.
Direct lender — no middleman
We fund our own loans and make decisions in-house. That means speed, certainty, and a real person accountable for your file — not a broker passing it along.
Closings as fast as 7 days
Because the decision-maker is the funder, we close fast. Most loans fund in 7-14 days on a clean, complete file.
1-4 unit specialists
We finance one thing — residential investment property — so our underwriting is accurate and our terms are built for your deal type.
Security & privacy
Your application data is handled under bank-grade security and a published privacy policy. We never sell your information.
Numbers that earn trust
A decade of focused lending on residential investment property. Real deals, real closings, real investors.
12+
Years in business
$1.4B+
Loans funded
44
States served
2,800+
Deals closed
What 'direct lender' really means for you
The label matters because the structure changes the outcome. A direct lender funds its own loans; a broker shops yours to someone else.
- The decision-maker is the funder — so 'yes' actually means yes.
- No broker fees layered into your cost of capital.
- Direct communication with the people reviewing your deal.
- Faster closings because there's no relay between you and the money.
"Capital 26 funded our fix-and-flip in nine days and released rehab draws the same week inspections cleared. They treated it like their own deal."
Marcus T.
Fix & Flip Investor · Phoenix, AZ
Fix & flip · $485K loan · closed in 9 days
Verifiable, regulated, accountable
Badge representations shown for layout.
Ready to fund your next deal?
Apply in minutes — no upfront fees, no hard credit pull. Get a term sheet from a direct lender, usually within 24 hours.