Bridge Loans
Close on your next deal before your current one sells. Fast, flexible short-term capital to keep your pipeline moving without tying up your cash.
80%
Max LTV
$75K – $3M
Loan Amount
6–24 mo
Term
7–10 days
Close
Fast capital between deals
When timing matters more than the rate. Bridge loans keep your pipeline moving — buy the next property before the current one sells, or unlock equity tied up in a stabilized asset.
Close in days, not weeks
Direct in-house underwriting gets you to the closing table in 7 to 10 days on a clean file.
Flexible, deal-by-deal
Terms structured around your exit — sale, refinance, or lease-up — not a one-size template.
Unlock trapped equity
Pull cash out of a free-and-clear or stabilized investment property to fund your next acquisition.
No prepayment friction
Bridge loans are built to be paid off — exit when your deal closes, without prepayment penalties weighing you down.
Who it's for
Investors between deals
Buyers who need to close on a new property before their current one sells.
Value-add buyers
Investors acquiring a property to light-renovate, then refinance or sell within 12-24 months.
Equity-rich owners
Investors pulling cash out of stabilized, equity-rich investment property for the next purchase.
Eligibility checklist
- 1-4 unit residential, non-owner-occupied investment properties
- Clear exit strategy (sale, refinance, or lease-up)
- Sufficient equity / LTV within 80%
- Property in marketable condition
- Borrower with a credible takeout plan
From application to funding
A clear, five-step path. We move at your pace — and as fast as 7 days when the deal is ready.
- 01
Apply
Submit a short pre-qualification form. No upfront fees, no hard credit pull — tell us about your deal.
- 02
Get a Term Sheet
Receive a clear term sheet with rates, LTV, and terms — usually within 24 hours of review.
- 03
Underwriting
Our in-house underwriting team reviews the property and your project. Decisions are made directly — no middleman.
- 04
Close
Sign and close on your timeline. We coordinate with title so closing happens as fast as 7 days.
- 05
Fund
Funds are wired and, for rehab builds, draws release as your milestones are verified. You get to work.
Estimate your loan
Get a ballpark for your deal before you apply. Your term sheet is the real quote.
Loan Estimator
Ballpark numbers — your term sheet is the real quote.
Estimates only, not a commitment to lend. Final terms depend on property review and underwriting.
Bridge Loans FAQ
Short-term financing that bridges a gap — usually buying a new investment property before selling an existing one, or pulling cash out of a stabilized property. Terms run 6 to 24 months with a clear exit.
On a clean file with title in place, 7 to 10 days is common. Because we're the direct lender, our underwriting moves in-house without broker delays.
Up to 80% LTV. The exact loan amount depends on the property value and your exit strategy.
Bridge loans are designed to be paid off early — there's no prepayment penalty beyond the minimum interest period (if any) in your term sheet.
A sale, a refinance into a DSCR rental loan, or lease-up and stabilization. Your term sheet will reflect the exit you and your advisor plan together.
Apply for Bridge Loans
No upfront fees, no hard credit pull. Get a clear term sheet from a direct lender — usually within 24 hours.